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PPP Cares Act Loan


The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated a total of over $600 billion for the Paycheck Protection Program (PPP) to help small businesses keep workers employed amid the pandemic and economic downturn. The initiative provides 100% federally guaranteed loans to small businesses.

Importantly, these loans may be forgiven if borrowers spend at least 75% of the loan proceeds to maintain their payrolls during the crisis.

Contact your local banker to get started today.

  • Loans are up to 2.5x average monthly payroll
  • The term is 24 months
  • Interest Rates are 1%
  • The first month’s payments are deferred six months from the date of the promissory note
  • Eligible businesses are those with 500 employees or less
  • Funds are eligible for forgiveness if at least 75% of the proceeds are used for payroll and other qualified expenses

For those businesses with more than 500 employees, the Federal Reserve has implemented the Main Street Lending Program:

  • Eligible businesses are mid-size companies with up to 10,000 employees
  • Minimum borrowing amount of $1 million
  • Maximum borrowing amount of $25 million
  • Deferred payments and interest of 1 year
  • Learn more about the Main Street Lending Program
View The Small Business Guide & Checklist Here

View More Information On The U.S. Department Of Treasury

View The Full List Of Loan Options By The SBA


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